Cover is All Risks for owned machinery or liability under contract for loss or damage to machinery in the custody or control of our customer.

This policy provides All Risks cover during installation, including breakdown whilst testing and commissioning.

Cover applies from the completion of manufacture of contract materials, during transit and offsite storage, and for the works up to completion.

The insurance cover provided is subject to the terms and conditions of the policy, including exclusions - for example the cost of maintenance is excluded.

Contractors

Cover is available to protect against the cost of unforeseen loss or damage to building works, machinery movement, installation and constructional plant.

The Contractors All Risks Policy is designed to provide protection for building and civil works during the Contract Period. The policy is written to enable the contractor or employer to comply with the insurance requirements of the Contract and to cover the liability of the contractor for loss or damage during the maintenance period.

Erection of plant and machinery requires very similar insurance to that needed for building and civil contracts. The Erection All Risks policy is written specifically to cater for these types of contracts.

Not all contracts are for the construction of plant or machinery, but simply involve movement of machinery from one location to another. The Machinery Movement policy covers dismantling at one location, transit to a new situation, and assembly.

Cover for constructional plant, whether owned or hired, can be arranged as part of the Erection All Risks or Contractors All Risks policies. The Contractors Plant policy provides cover for constructional plant alone.

Click here to view policy wordings.